Today, more than ever, borrowers need educating and counseling when making the decision to purchase a new home. As a 31 year veteran of the mortgage industry, I strive to provide each client with the highest level of service, integrity and professionalism that suits their individual financial needs. Our American Portfolio Mortgage Team works together to stay informed of the many changes affecting our industry. Always staying ahead of the curve to best advise our clients, we are experts in: Conventional Financing, FHA Financing, USDA Financing, VA Financing, and Refinances through HARP 2.0 programs. The goal is to make the mortgage process as simple and worry free as possible, whether a: First Time Buyer, Move-up Buyer, Move-Down Buyer, Investor, or Refinancing your current home or investment. If looking to purchase a Short Sale or Bank Owned home, we have had extensive experience with these types of transactions and can help our buyers understand the difference and expectations on these types of purchases.